Advantages of a Walmart Money Card


The biggest advantage of the Walmart MoneyCard is that you don’t need to carry cash with you when you go shopping. This is convenient if you don’t have a checking account to write a check or if you go to a store or other business that doesn’t except checks.

If you have a child away at school, you can use the MoneyCard Family Edition. You can keep the card loaded so your child always has money to spend or needs to pay housing expenses or buy groceries. You can also track his or her spending with the family edition of the Walmart MoneyCard.

Because the MoneyCard is loaded with your money, there is never a credit check done, so even if you have less than perfect credit, you can apply for the card and receive it. You do need to give your Social Security number when you apply for the card, but this is for informational purposes only.

You can use the MoneyCard at any business or ATM machine that accepts MasterCard or Visa. This means that you will be able to use the card at millions of locations, which makes the card easier to carry around than cash. If the card is stolen or lost, you simply contact the 800 number you are given with the card and cancel the card so no unauthorized purchases can be made. 

Another advantage of the Walmart MoneyCard is that you have six ways to load cash onto the card. The most popular ways and easiest ways to load the card is by bank transfer, online bank transfers or load the card on your next visit to Walmart.

If you don’t have a checking or savings account, the MoneyCard is one way to keep track of your spending habits. Instead of wondering where you spent all of your money, you can check online under your account. You will see a detailed description of each transaction.